RESERVE BANK OF INDIA (COMMERCIAL BANKS - INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING) AMENDMENT DIRECTIONS, 2025

MUMBAI, India, Dec. 4 -- Reserve Bank of India issued the following notification: RBI/2025-26/128 DOR.STR.REC.336/21-04-048/2025-26 December 4, 2025 Reserve Bank of India (Commercial Banks - Income Recognition, Asset Classification and Provisioning) Amendment Directions, 2025 Please refer to Reserve Bank of India (Commercial Banks - Income Recognition, Asset Classification and Provisioning) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. On a review, consequent to the i...


RESERVE BANK OF INDIA (SMALL FINANCE BANKS - INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING) AMENDMENT DIRECTIONS, 2025

MUMBAI, India, Dec. 4 -- Reserve Bank of India issued the following notification: RBI/2025-26/129 DOR.STR.REC.340/21-04-048/2025-26 December 4, 2025 Reserve Bank of India (Small Finance Banks - Income Recognition, Asset Classification and Provisioning) Amendment Directions, 2025 Please refer to Reserve Bank of India (Small Finance Banks - Income Recognition, Asset Classification and Provisioning) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. On a review, consequent to ...


RESERVE BANK OF INDIA (SMALL FINANCE BANKS - PRUDENTIAL NORMS ON CAPITAL ADEQUACY) AMENDMENT DIRECTIONS, 2025

MUMBAI, India, Dec. 4 -- Reserve Bank of India issued the following notification: RBI/2025-26/131 DOR.CRE.REC.339/21-01-002/2025-26 December 4, 2025 Reserve Bank of India (Small Finance Banks - Prudential Norms on Capital Adequacy) Amendment Directions, 2025 Please refer to Reserve Bank of India (Small Finance Banks - Prudential Norms on Capital Adequacy) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. On a review consequent to the issuance of Reserve Bank of India (Smal...


RESERVE BANK OF INDIA (COMMERCIAL BANKS - PRUDENTIAL NORMS ON CAPITAL ADEQUACY) AMENDMENT DIRECTIONS, 2025

MUMBAI, India, Dec. 4 -- Reserve Bank of India issued the following notification: RBI/2025-26/130 DOR.CRE.REC.335/21-01-002/2025-26 December 4, 2025 Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Amendment Directions, 2025 Please refer to Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. On a review consequent to the issuance of Reserve Bank of India (Commercia...


RBI TO CONDUCT 3-DAY VARIABLE RATE REVERSE REPO (VRRR) AUCTION UNDER LAF ON DECEMBER 05, 2025

MUMBAI, India, Dec. 4 -- Reserve Bank of India issued the following press release: On a review of the current and evolving liquidity conditions, it has been decided to conduct a Variable Rate Reverse Repo (VRRR) auction on Friday, December 05, 2025, as under: Sl. No. Notified Amount (₹ crore) Tenor (day) Window Timing Date of Reversal 1 1,00,000 3 12:00 Noon to 12:30 PM December 08, 2025 (Monday) 2. The operational guidelines for the auction as given in the Reserve Bank's Press R...


RBI ISSUES AMENDMENTS TO LARGE EXPOSURES FRAMEWORK (LEF) AND INTRAGROUP TRANSACTIONS AND EXPOSURES

MUMBAI, India, Dec. 4 -- Reserve Bank of India issued the following press release: The Reserve Bank of India had, on September 29, 2025, issued two draft amendment circulars, viz.: (i) Large Exposures Framework (Amendment Circular), 2025; and (ii) Guidelines on Management of Intragroup Transactions and Exposures (Amendment Circular), 2025 seeking feedback from stakeholders. The amendment directions were aimed primarily at rationalising certain extant provisions relating to treatment of exposure...


RBI ISSUES AMENDMENT DIRECTIONS FOR REPEAL OF MARKET MECHANISM FRAMEWORK

MUMBAI, India, Dec. 4 -- Reserve Bank of India issued the following press release: The Reserve Bank of India had, on October 1, 2025, issued the draft 'Guidelines on Enhancing Credit Supply for Large Borrowers through Market Mechanism (Repeal Circular), 2025, seeking feedback from the stakeholders on proposal to repeal the extant instructions issued in 2016. 2. Feedback received on the above draft Repeal Circular has been examined and it has been decided to repeal the extant instructions which...


RBI ISSUES AMENDMENTS TO GOLD METAL LOAN (GML) SCHEME

MUMBAI, India, Dec. 4 -- Reserve Bank of India issued the following press release: On September 29, 2025, the Reserve Bank of India had issued the draft Reserve Bank of India (Gold Metal Loans) Directions, 2025 seeking feedback from stakeholders. The draft Directions were aimed primarily to (i) consolidate the Gold Metal Loans (GML) related regulations; (ii) fill up certain regulatory gaps in prudential aspects; (iii) expand the scope of the GML Scheme; and (iv) provide more operational freedom...


RBI ISSUES AMENDMENT DIRECTIONS ON BUSINESS AUTHORIZATION FOR CO-OPERATIVE BANKS

MUMBAI, India, Dec. 4 -- Reserve Bank of India issued the following press release: The Reserve Bank of India has, from time to time, issued several instructions/ guidelines to co-operative banks, i.e., Primary (Urban) Co-operative Banks (UCBs), State Co-operative banks (StCBs) and District Central Co-operative banks (DCCBs), related to permission for place of business, change of name and scheduling. With a view to harmonising the above instructions/ guidelines and consolidating them in one plac...


RBI ISSUES AMENDMENT DIRECTIONS TO AMEND CREDIT INFORMATION REPORTING DIRECTIONS, 2025

MUMBAI, India, Dec. 4 -- Reserve Bank of India issued the following press release: Extant guidelines stipulate submission of credit information by Credit Institutions (CIs) to Credit Information Companies (CICs) at fortnightly or shorter intervals. Given the increasing reliance of CIs on credit information reports (CIRs) in credit underwriting processes, it is imperative that the CIRs provided by CICs reflect more recent information. Upon review, it was proposed to amend the extant instructions...