RBI INVITES PUBLIC COMMENTS ON THE DRAFT CIRCULAR ON LEAD BANK SCHEME (LBS)

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following press release: Reserve Bank had announced, as part of the Statement on Developmental and Regulatory Policies dated February 06, 2026, that revised guidelines on the Lead Bank Scheme would be issued shortly to streamline the operational aspects. Accordingly, the draft Circular on the revised guidelines of the Lead Bank Scheme has been issued today for public comments. The revised guidelines aim to finetune the objectives of t...


SCHEDULED BANKS' STATEMENT OF POSITION IN INDIA AS ON JANUARY 31, 2026

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following press release: (Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS (Including RRBs, SFBs and PBs) ALL SCHEDULED BANKS 24-Jan-2025# 15-Jan-2026 31-Jan-2026 24-Jan-2025# 15-Jan-2026 31-Jan-2026 I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 274580.76 334644.10 336474.48 279763.56 342345.34 344450.58** b) Borrowings from banks 144172.70 80440.83 81053.24 144288.99 80507.15 81307.96 c) Other ...


RBI CANCELS THE LICENCE OF INDIAN MERCANTILE CO-OPERATIVE BANK LTD., LUCKNOW

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following press release: The Reserve Bank of India (RBI), vide order dated February 11, 2026, has cancelled the licence of "Indian Mercantile Co-operative Bank Ltd., Lucknow", under Section 22 read with Section 56 of the Banking Regulation Act, 1949 (BR Act). Consequently, the bank ceases to carry on banking business, with effect from the close of business on February 13, 2026. The Commissioner and Registrar of Cooperative, Uttar Prades...


AUCTION OF STATE GOVERNMENT SECURITIES

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following press release: The following State Governments have offered to sell stock by way of auction, for an aggregate amount of ₹37,900 Crore (Face Value). Sr. No. State/UT Amount to be raised (₹ Crore) Additional Borrowing (Greenshoe) Option (₹ Crore) Tenor (Year) Type of Auction 1. Andhra Pradesh 500 - 11 Yield 2. Assam 1000 - Re-issue of 7.57% Assam SGS 2036, issued on January 07, 2026 Price 1000 - 20 Yield 3...


RBI ISSUES AMENDMENT DIRECTIONS ON CAPITAL MARKET EXPOSURE

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following press release: The Reserve Bank of India had, on October 24, 2025, issued two draft Directions on Capital Market Exposure (CME), viz.,: (i)Reserve Bank of India (Commercial Banks - Capital Market Exposure) Directions, 2025and (ii)Reserve Bank of India (Small Finance Banks - Capital Market Exposure) Directions, 2025seeking feedback from stakeholders. The draft Directions were aimed primarily to (i) provide an enabling framework...


RBI ISSUES DRAFT AMENDMENT DIRECTIONS FOR INSTRUCTIONS ON 'LENDING TO REAL ESTATE INVESTMENT TRUSTS (REITS) AND INFRASTRUCTURE INVESTMENT TRUSTS (INVITS)'

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following press release: In pursuance of the announcement made in the Statement on Developmental and Regulatory Policies dated February 6, 2026, the Reserve Bank of India has today issued the following draft Amendment Directions for public comments: * Reserve Bank of India (Commercial Banks - Credit Facilities) Second Amendment Directions, 2026 - Draft for Comments * Reserve Bank of India (Commercial Banks - Concentration Risk Man...


RBI IMPOSES MONETARY PENALTY ON CSB BANK LIMITED

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following press release: The Reserve Bank of India (RBI) has, by an order dated February 06, 2026, imposed a monetary penalty of ₹63.60 lakh (Rupees Sixty Three Lakh Sixty Thousand only) on CSB Bank Limited (the bank) for non-compliance with certain directions issued by RBI on 'Scope of activities to be undertaken of Business Correspondents (BCs)' and 'Customer Service in Banks'. This penalty has been imposed in exercise of powers...


RBI IMPOSES MONETARY PENALTY ON IIFL FINANCE LIMITED

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following press release: The Reserve Bank of India (RBI) has, by an order dated February 06, 2026, imposed a monetary penalty of ₹5.30 lakh (Rupees Five Lakh Thirty Thousand only) on IIFL Finance Limited (the company) for non-compliance with certain directions issued by RBI on 'Asset Classification'. This penalty has been imposed in exercise of powers conferred on RBI under section 58G(1)(b) read with section 58B(5)(aa) of the Res...


RBI IMPOSES MONETARY PENALTY ON NAVI FINSERV LIMITED

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following press release: The Reserve Bank of India (RBI) has, by an order dated February 10, 2026, imposed a monetary penalty of ₹3.80 lakh (Rupees Three Lakh Eighty Thousand only) on Navi Finserv Limited (the company) for non-compliance with certain provisions of the directions issued by RBI on 'Recovery Agents'. This penalty has been imposed in exercise of powers conferred on RBI under section 58G(1)(b) read with section 58B(5)(...


RBI IMPOSES MONETARY PENALTY ON BANK OF MAHARASHTRA

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following press release: The Reserve Bank of India (RBI) has, by an order dated February 06, 2026, imposed a monetary penalty of ₹32.50 lakh (Rupees Thirty Two Lakh Fifty Thousand only) on Bank of Maharashtra (the bank) for non-compliance with certain provisions of directions issued by RBI on 'Credit information reporting in respect of Self Help Group members' and 'Know Your Customer'. This penalty has been imposed in exercise of ...