India, July 28 -- The Government of India has issued a release:
S.No
National/Regional level
Date and Place
1.
National level
07.07.2022 at New Delhi
2.
North-Eastern RRBs
21.07.2023 at Agartala
3.
Southern RRBs
04.08.2023 at Chennai
4.
Northern RRBs
30.08.2023 at New Delhi
5.
National level
19.08.2024 at New Delhi
6.
Western-Central RRBs
22.08.2024 at Udaipur
7.
North-Eastern RRBs
30.09.2024 at Itanagar
8.
Southern RRBs
09.11.2024 at Bengaluru
9.
Eastern RRBs
29.11.2024 at Patna
10.
Karnataka Grameena Bank
16.10.2025 at Ballari
Sr.
FY 2023-24
FY 2024-25
1.
Total Deposits
6,59,815
7,13,800
7,68,621
2.
Loans Outstanding
4,71,384
5,24,163
5,78,349
3.
Credit-Deposit Ratio
71.4
73.4
75.2
4.
Gross Non-Performing Asset
6.1
5.4
5.3
5.
Net Non-Performing Asset
2.4
2.0
2.1
6.
Net Profit
7,571
6,820
10,177
7.
Net Worth
56,780
63,927
74,086
8.
Capital to Risk Weighted Assets
14.2
14.4
15.0
No.
Key Financial Parameters
FY
(In Rs. Crore)
(In Rs. Crore)
(CD ratio) (%)
(GNPA) (%)
(NNPA) (%)
(In Rs. Crore)
(In Rs. Crore)
Ratio (CRAR) (%)
2025-26
The Government of India regularly reviews the performance and financial health of Regional Rural Banks (RRBs) at national and regional levels.
The following reviews of RRBs have been held under the Chairpersonship of Finance Minister in last four financial years:
Further, as a follow-up, Department of Financial Services (DFS) conducts periodic and regular meetings with RRBs and sponsor banks at various levels.
The agenda items for the review meetings, inter-alia, include:
The financial health of RRBs has improved in the recent years. RRBs posted the highest ever consolidated net profit of Rs. 10,177 crores during FY 2025-26. RRBs have also shown consistent improvement in key financial parameters like Capital to Risk Weighted Asset Ratio (CRAR), deposits, advances, Non-Performing Asset (NPA), Credit-Deposit Ratio (CD ratio) etc. Performance of RRBs on key financial parameters in past three years is here:
Source: NABARD
Government regularly reviews the progress made by RRBs in deepening financial inclusion in rural and remote areas. The targets for various financial inclusion schemes like Pradhan Mantri Jan-Dhan Yojana (PMJDY), Pradhan Mantri MUDRA Yojana (PMMY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Atal Pension Yojana (APY) are set by DFS and periodically monitored.
This information was given by Minister of State in the Ministry of Finance Shri Pankaj Chaudhary in Rajya Sabha today.
SR/AD
Disclaimer: Curated by HT Syndication.
