India, Feb. 3 -- The Government of India has issued a release:
Year
Funds disbursed by NSFDC to State Channelizing Agencies /Channelizing Agencies (SCAs/CAs)
Funds utilised by State Channelizing Agencies/Channelizing Agencies (SCAs/CAs)*
2020-21
548.23
383.87
2021-22
572.01
522.61
2022-23
635.94
482.75
2023-24
714.45
739.40
2024-25
611.78
1092.17
2025-26
382.35
423.39
Total
3464.76
3644.19
Sl. No.
States/UTs
2020-2021
2021-2022
2022-2023
2023-2024
2024-2025
2025-2026
No. of Beneficiaries
No. of Beneficiaries
No. of Beneficiaries
No. of Beneficiaries
No. of Beneficiaries
No. of Beneficiaries
1
Andaman & Nicobar Islands
0
1
0
0
2
0
2
Andhra Pradesh
102
4,007
2,997
11,571
8,229
9,357
3
Arunachal Pradesh
0
2
0
0
3
0
4
Assam
28
4
20
952
164
2
5
Bihar
96
44
5,018
2,652
211
4,220
6
Chandigarh
74
4
75
11
7
105
7
Chhattisgarh
224
196
325
265
305
1,263
8
Dadra and Nagar Haweli, Daman &Diu
0
2
1
0
0
0
9
Delhi
49
185
334
14
77
1
10
Goa
3
2
2
1
3
1
11
Gujarat
728
202
347
81
394
92
12
Haryana
937
1,216
1,441
1,486
478
609
13
Himachal Pradesh
282
15
726
453
1136
430
14
Jammu & Kashmir
100
794
11
321
42
0
15
Jharkhand
45
1
1,945
111
88
298
16
Karnataka
5,540
4,353
2,932
2,280
2,828
49
17
Kerala
3,166
3,079
6,119
5,486
7,632
4,653
18
Laddakh
0
0
0
0
0
0
19
Lakshadweep
0
1
0
0
0
0
20
Madhya Pradesh
1,661
1,883
61
838
374
272
21
Maharashtra
1,428
3,277
6,215
752
1,123
139
22
Manipur
9
1
42
2
37
0
23
Meghalaya
0
0
1
1
3
0
24
Mizoram
1
0
0
0
55
0
25
Nagaland
2
1
4
0
69
0
26
Odisha
279
384
1,209
654
245
69
27
Puducherry
434
80
2,397
2,993
1,877
893
28
Punjab
1,488
2,907
3,972
5,741
6,095
1,553
29
Rajasthan
7,931
84
4,494
1,905
785
9
30
Sikkim
40
43
5
4
24
0
31
Tamil Nadu
3,595
13,824
3,378
14,548
5,588
2,728
32
Telangana
2,485
415
6,535
2,606
390
3,422
33
Tripura
730
2798
676
1578
127
1
34
Uttar Pradesh
8,922
3,967
2,390
7,700
2,647
628
35
Uttarakhand
2
111
23
246
267
41
36
West Bengal
53,621
32,336
30,293
20,120
445
841
Total :
94,002
76,219
83,988
85,372
41,750
31,676
(2)
(3)
(as on 23.01.2026)
(as on 23.01.2026)
(1)
Ministry of Social Justice and Empowerment provides financial support to the National Scheduled Castes Finance and Development Corporation (NSFDC) for promoting economic development and self-employment among Scheduled Caste beneficiaries across the country.
A total amount of Rs.1,500 crore was released up to 31.03.2020 by the Department of Social Justice and Empowerment to NSFDC, and an additional amount of Rs.15 crore as equity was released during the year 2023-24.
Year-wise details of funds disbursed by NSFDC to State Channelizing Agencies and the funds utilised by them are given at Annexure-I.
The number of Scheduled Caste beneficiaries covered under various NSFDC schemes during the last five years and the current year, State-wise, is given at Annexure-II.
As on 23.01.2026, an amount of Rs.7,673.59 crore has been utilised against the cumulative release of Rs.7,856.65 crore, with Rs.183.06 crore remaining unutilised. The reasons for under-utilisation include delays in beneficiary selection by State Channelizing Agencies, time taken by beneficiaries in completing loan documentation, and non-receipt of utilisation details from district branches, leading to pendency of Utilisation Certificates.
To improve fund utilisation, NSFDC has taken several measures, including revising its lending policy with effect from 01.04.2025, mandating utilisation of funds within 90 days, conducting regular review meetings with State Channelizing Agencies, field visits by officials, third-party evaluation studies, and extensive awareness programmes.
Further, the annual family income eligibility limit for availing NSFDC loan assistance has been revised from Rs.3 lakh to Rs.5 lakh with effect from 07.01.2026 to enhance outreach and economic empowerment of Scheduled Castes.
[This information was given by the Minister of State for Social Justice and Empowerment, Shri Ramdas Athawale, in a written reply in the Lok Sabha today.]
(Rs. in crore)
Annexure-I.
*Funds utilized includes funds received during the previous years but utilized in subsequent years.
Annexure-II
Disclaimer: Curated by HT Syndication.
