MUMBAI, India, Nov. 2 -- Intellectual Property India has published a patent application (202617094248 A) filed by Capital One Services, LLC on August 04, 2026, for Systems And Methods For Fraud Prevention Via Enhanced Transaction Messages.
Inventors include Rule, Jeffrey; and Osborn, Kevin.
The application for the patent was published on October 30, 2026, under issue no. 44/2026.
Abstract: Systems and methods of fraud prevention are provided. An exemplary system comprises a server including a memory and a processor. The server is configured to receive a transaction message of a contactless card, the transaction message including an Europay, Mastercard, and Visa (EMV) identifier, receive a unique card identifier and a cryptographic payload of the contactless card, and incorporate the unique card identifier and the cryptographic payload into the transaction message to generate an enhanced transaction message. The server is further configured to determine whether the EMV identifier pairs with the unique card identifier, and determine whether to transmit the enhanced transaction message to a transaction processing device for processing the enhanced transaction message.
Disclaimer: Curated by HT Syndication.
