MUMBAI, India, Oct. 26 -- Intellectual Property India has published a patent application (202621106419 A) filed by Bharati Vidyapeeth Deemed To Be University College Of Engineering on September 03, 2026, for System And Method For Multi-Model Ai-Based Financial Advisory With Context-Preserving Fallback.
Inventors include Atharva Kadam; Trayanshu Nayak; Trupti Suryawanshi; and Dr. Manisha Kasar.
The application for the patent was published on October 23, 2026, under issue no. 43/2026.
Abstract: ABSTRACT “SYSTEM AND METHOD FOR MULTI-MODEL AI-BASED FINANCIAL ADVISORY WITH CONTEXT-PRESERVING FALLBACK” The present invention relates to a system and method for multi-model ai-based financial advisory with context-preserving fallback. The system comprises a user interface, at least one processor, a memory operatively coupled to the at least one processor, a communication interface configured to communicate with a plurality of AI inference engines, an AI orchestration unit, a dynamic prompt generation unit, a context transfer unit implementing a Cryptographic Context Transfer Protocol (CCTP), client- side encrypted storage, and server-side storage. The system enables resilient and scalable AI-based financial advisory by maintaining continuity of conversational context during transitions between the plurality of AI inference engines, reducing dependence on a single AI inference engine, minimizing exposure of plaintext financial data through cryptographically secured context transfer and client-side encrypted storage, and selectively initiating AI fallback based on predefined operational metrics including response latency, response completeness, and advisory confidence.
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