MUMBAI, India, Sept. 14 -- Intellectual Property India has published a patent application (202611087932 A) filed by Manipal University Jaipur on July 17, 2026, for System And Method For Community-Based Anticipatory Climate Finance Disbursement.
Inventors include Ms Saumya Sharma; and Dr Jeevesh Sharma.
The application for the patent was published on September 11, 2026, under issue no. 37/2026.
Abstract: The present invention relates to a system and method for community-based anticipatory climate finance disbursement. The system comprises an input module to receive hazard forecast data; a trigger evaluation engine uses decision rules that are threshold-based; a local validation module to checks the local real-time situations; a beneficiary identification system to identify eligible recipients based on predefined inclusion and vulnerability criteria; a payment processing module to securely initiate and execute digital or mobile-based financial transfers to identified beneficiaries; and an audit and monitoring system configured to maintain transaction. The system receives hazard forecast data, evaluates predefined trigger thresholds and regional environmental signals, identifies eligible beneficiaries using inclusion criteria, automatically disburses funds through mobile payment platforms within 12–24 hours, and digitally records all transactions for auditing, transparency, and grievance management, enabling an integrated anticipatory climate finance workflow.
Disclaimer: Curated by HT Syndication.
