MUMBAI, India, June 30 -- Intellectual Property India has published a patent application (202641072931 A) filed by Saveetha Institute Of Medical And Technical Sciences on June 12, 2026, for System And Method For Ai-Based Financial Immunity In Digital Money Ecosystems Using Behavioral Analy.
Inventors include Dr. Thilagavathi. K; S. P Vidyassri; and Deepak Nallaswamy Veeraiyan.
The application for the patent was published on June 26, 2026, under issue no. 26/2026.
Abstract: The present invention discloses a system and method for Al-based financial immunity in digital money ecosystems to enhance security and prevent financial fraud. The system integrates machine learning algorithms, behavioral analytics, and advanced cybersecurity mechanisms to continuously monitor digital transactions, user activities, and device-related data in real time. The collected data is processed using artificial intelligence models to identify anomalies, detect suspicious patterns, and generate dynamic risk scores associated with financial transactions and user behavior. Based on the evaluated risk levels, the system automatically initiates appropriate response actions including transaction blocking, multi-factor authentication, user alerts, and access control mechanisms to mitigate potential threats. The invention further incorporates a predictive analytics and self-learning module that continuously updates threat detection models using historical and real-time data, enabling adaptability to evolving cyber threats and improving detection accuracy. The integrated architecture ensures proactive fraud prevention, enhances financial security, reduces operational risks, and improves user trust. The system is scalable and can be deployed across various digital financial platforms including online banking, mobile payment systems, and decentralized financial environments.
Disclaimer: Curated by HT Syndication.
