MUMBAI, India, Aug. 12 -- Intellectual Property India has published a patent application (202631076861 A) filed by Mononita Kundu Das; Rituparna Das; and Deepak Arya on June 20, 2026, for Strategies Of Commercial Banks In Corporate Lending.
Inventors include Rituparna Das; Mononita Kundu Das; and Deepak Arya.
The application for the patent was published on August 07, 2026, under issue no. 32/2026.
Abstract: A series of corporate loan defaults facing the Indian commercial banks (henceforth ‘banks’) in the post-crisis period of 2008 led to the downgrading of India’s global credit rating in 2012. Against this backdrop, this work examines the games that occur between lender banks and corporate borrowers in addition to the games between the banks themselves in lending competition. The inventors analysed the strategies of actions in the structure of duopoly.
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