MUMBAI, India, Sept. 28 -- Intellectual Property India has published a patent application (202621093873 A) filed by D. Y. Patil International University on August 03, 2026, for Secure Conversational Transaction Authorization System.
Inventors include Dr. Sarika Jadhav; Ayush Navnath Gaykar; Nidhi Sinha; and Niyati Poojary.
The application for the patent was published on September 25, 2026, under issue no. 39/2026.
Abstract: ABSTRACT The present disclosure relates to a conversational transaction authorization system (100) and method (200) for electronic transactions through non-visual user interaction. The system (100) comprises a user device (102) having one or more processors (104), a memory (106), a communication interface (108), and one or more user interaction interfaces (110). A transaction session controller (112) maintains a conversational transaction session from receipt of an initial request until transaction completion or termination. A transaction interpretation engine (114) determines transaction parameters from conversational user inputs, while a contextual verification engine (116) confirms or modifies the parameters through conversational prompts and responses. An authentication subsystem (118), including an anti- spoofing detection module (118a), authenticates the user. A transaction execution engine (120) authorizes and initiates the transaction, an accessibility feedback subsystem (122) provides non-visual guidance, and a secure data management subsystem (124) processes transaction-related information.
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