MUMBAI, India, Sept. 28 -- Intellectual Property India has published a patent application (202641111634 A) filed by Saveetha Institute Of Medical And Technical Sciences on September 17, 2026, for Safe Spend Ai.
Inventors include Mr. K. Pavan Kumar; Dr. C. Sivasankar; and Dr Ramya Mohan.
The application for the patent was published on September 25, 2026, under issue no. 39/2026.
Abstract: Safe Spend AI ABSTRACT Digi Wallet is a smart AI-powered personal finance mobile application designed to help users manage, track, and improve their financial health through intelligent budgeting, spending analysis, goal management, and debt tracking. The app allows users to input their income, expenses, financial goals, and lifestyle habits, and automatically generates budget allocations, savings projections, and risk assessments, eliminating manual financial tracking and speeding up financial planning. A key feature is its AI-based financial coaching system, which analyzes spending patterns and provides a clear weekly breakdown across categories such as food, transport, entertainment, and utilities. It supports practical financial management through features like zero-based budgeting, envelope budgeting, real- time spending alerts, subscription tracking, debt snowball management, and a future money forecasting simulator. Additionally, it helps users make informed decisions regarding savings challenges and investment strategies while improving financial reliability through consistent, transparent, and personalized insights. Overall, Digi Wallet acts as a digital financial assistant by combining automated budgeting, AI-driven analysis, goal tracking, and simple report generation into a user-friendly platform suitable for both individual and joint financial management
Disclaimer: Curated by HT Syndication.
