MUMBAI, India, July 7 -- Intellectual Property India has published a patent application (202641077850 A) filed by Mr. Yasir Nainar; Dr. D. Kiruthika; Dr. Sheela Singh Thakur; Ms. Mona Khosla; R. Javi Prabha; Mr. Daksh; Dr. Vaggu Saidulu; Dr. S. Lakshmi; Mrs. M. Swaroopa Rani; Dr. Angel Priya J; Dr. Sangeeta Chauhan; and Prof. Dr. Harikumar Pallathadka on June 24, 2026, for Microfinance Growth Analysis System For International Financial Service Expansion.
Inventors include Mr. Yasir Nainar; Dr. D. Kiruthika; Dr. Sheela Singh Thakur; Ms. Mona Khosla; R. Javi Prabha; Mr. Daksh; Dr. Vaggu Saidulu; Dr. S. Lakshmi; Mrs. M. Swaroopa Rani; Dr. Angel Priya J; Dr. Sangeeta Chauhan; and Prof. Dr. Harikumar Pallathadka.
The application for the patent was published on July 03, 2026, under issue no. 27/2026.
Abstract: The present invention discloses a computer-implemented Microfinance Growth Analysis System configured for analyzing and optimizing international financial service expansion opportunities. The system collects multi-source financial, demographic, socioeconomic, and operational datasets associated with different geographic regions. A preprocessing module processes the collected datasets to extract analytical parameters related to borrower behavior, financial accessibility, repayment patterns, and regional economic conditions. A predictive analytics module utilizes artificial intelligence and machine learning techniques to generate microfinance growth prediction scores. A risk assessment module evaluates expansion-related risks, while an optimization module generates region-specific expansion recommendations based on growth potential and risk parameters. The system provides an interactive analytical platform for assisting financial institutions in identifying suitable markets, improving resource allocation, and enabling data-driven decisions for sustainable microfinance service expansion across international regions.
Disclaimer: Curated by HT Syndication.
