Intellectual Property India Publishes Patent Application for Intelligent Central Banking System For Economic Growth Monitoring And Financial Stability Management

MUMBAI, India, Sept. 22 -- Intellectual Property India has published a patent application (202641109886 A) filed by Dr. Jagadish S Biradar; Ms. A. N. Amrin Fathima; Dr. K. Amutha; Dr. J. Prasath; Dr. G. Ayyanar; Dr. M. Poovendhan; Dr. A. Fathima; Mrs. S. Priya Dharshini; Mr. Subhrangsu Chandra; Dr. U. Priya; and Prof. Dr. Harikumar Pallathadka on September 13, 2026, for Intelligent Central Banking System For Economic Growth Monitoring And Financial Stability Management.

Inventors include Dr. Jagadish S Biradar; Ms. A. N. Amrin Fathima; Dr. K. Amutha; Dr. J. Prasath; Dr. G. Ayyanar; Dr. M. Poovendhan; Dr. A. Fathima; Mrs. S. Priya Dharshini; Mr. Subhrangsu Chandra; Dr. U. Priya; and Prof. Dr. Harikumar Pallathadka.

The application for the patent was published on September 18, 2026, under issue no. 38/2026.

Abstract: The present invention provides an intelligent central banking system for integrated monitoring of economic growth and financial stability. The system acquires heterogeneous economic, banking, financial-market, payment, liquidity, credit, and macroeconomic data from authorized sources and processes the data through validation, normalization, temporal synchronization, and feature generation. Separate analytical modules determine economic growth and financial stability conditions, while an anomaly and systemic-risk detection module identifies abnormal movements and interrelated financial conditions. A decision intelligence module evaluates the determined conditions with configurable policy rules to generate prioritized policy or supervisory recommendations. A feedback mechanism compares expected post- response outcomes with subsequently observed economic and financial conditions and uses identified deviations to refine analytical parameters and monitoring priorities. The system thereby provides a continuously updated and traceable computational framework for central banking assessment, early risk identification, policy- support analysis, and financial stability management.

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