MUMBAI, India, Aug. 10 -- Intellectual Property India has published a patent application (202631087371 A) filed by Dr. Renu; Dr. Rajesh; Bhagyashrii K. Deshmukh; Ajeena H; Veena Prasad; Ms. Adithya G S; and Mr. S. Ganapathy on July 16, 2026, for Integrated Mathematical Framework And Risk Analysis System For Financial Decision Support.
Inventors include Dr. Renu; Dr. Rajesh; Bhagyashrii K. Deshmukh; Ajeena H; Veena Prasad; Ms. Adithya G S; and Mr. S. Ganapathy.
The application for the patent was published on July 31, 2026, under issue no. 31/2026.
Abstract: 041] The present invention discloses an integrated mathematical framework and risk analysis system for financial applications configured to perform intelligent financial risk evaluation, predictive analytics, optimization, and decision support using advanced mathematical modeling techniques. The system acquires heterogeneous financial information from multiple enterprise and market data sources, preprocesses the acquired information through statistical normalization and feature extraction, and performs stochastic modeling, Bayesian inference, Monte Carlo simulations, optimization algorithms, graph-based dependency analysis, and probabilistic risk computation. The framework generates multidimensional financial risk indices covering market, credit, liquidity, operational, fraud, insurance, investment, and regulatory risks while simultaneously producing predictive financial scenarios and optimization recommendations. The system further incorporates adaptive model recalibration, automated regulatory compliance assessment, fraud detection, and interactive visualization for continuous financial monitoring. The invention significantly improves forecasting accuracy, enterprise financial stability, regulatory compliance, operational efficiency, and strategic financial decision- making across banking, insurance, investment, corporate finance, and fintech environments. Accompanied Drawing [FIGS. 1-2]
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