MUMBAI, India, Sept. 14 -- Intellectual Property India has published a patent application (202611090622 A) filed by Dr. Anil Kumar Menaria; Dr. Manoj Kumar Sharma; Dr. Anjali Goyal; Dr. Pushpa Verma; Dr. H. Radhika; Rahul Menariya; and Dr. R. Niruban on July 25, 2026, for Implementation Of Machine Learning And Data Science In The Process Of Making Financial Decisions.
Inventors include Dr. Anil Kumar Menaria; Dr. Manoj Kumar Sharma; Dr. Anjali Goyal; Dr. Pushpa Verma; Dr. H. Radhika; Rahul Menariya; and Dr. R. Niruban.
The application for the patent was published on September 11, 2026, under issue no. 37/2026.
Abstract: The present invention relates to the development of a system that provides data gathering, preprocessing, feature construction, predictions, and intelligent decision making to examine structured and unstructured financial data coming from different sources. Machine learning algorithms analyze historical transactions, market tendencies, behavior of clients, risk factors, and economic factors to produce reliable predictions, credit scoring, investment advice, and alerts about possible frauds. With the help of data science solutions, it becomes possible to constantly optimize models, detect anomalies, and visualize financial insights in real time on interactive dashboards. Adaptive learning is performed with the use of new financial data to increase the level of prediction accuracy and reliability. Therefore, the invention reduces financial risks, makes operations more efficient, optimizes portfolio management, and allows making data-driven financial decisions. FIG.1
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