MUMBAI, India, June 30 -- Intellectual Property India has published a patent application (202641072938 A) filed by Saveetha Institute Of Medical And Technical Sciences on June 12, 2026, for Green Credit Card System, With Real-Time Carbon Budget Control Using Ai And Transaction-Level Emissi.
Inventor includes Thilagavathi. K.
The application for the patent was published on June 26, 2026, under issue no. 26/2026.
Abstract: The present invention proposes a Green Credit Card System with Real-Time Carbon Budget Control that integrates environmental sustainability with digital financial transactions. The system enables users to monitor and manage their carbon footprint generated through everyday spending activities. Each transaction made using the credit card is analyzed using an artificial intelligence-based classification engine, which maps the purchase to a predefined carbon emission database. Based on this mapping, the system calculates the carbon emissions associated with each transaction in real time.The invention introduces a personalized carbon budget mechanism, allowing users to set limits on their allowable carbon emissions over a specified period. When the user approaches or exceeds this limit, the system generates alerts, provides eco-friendly alternatives, or optionally restricts high-emission transactions. A recommendation engine further encourages sustainable consumption by suggesting low-carbon products and services.Additionally, the system includes a dynamic learning module that continuously updates emission factors and improves prediction accuracy based on user behavior and evolving environmental data. By combining financial technology with environmental analytics, the invention promotes responsible spending, reduces individual carbon footprints, and supports global sustainability initiatives.
Disclaimer: Curated by HT Syndication.
