MUMBAI, India, Oct. 5 -- Intellectual Property India has published a patent application (202521008117 A) filed by Pentaforce Digital Solutions Pvt. Ltd. on January 31, 2025, for Dual-Chip Rfid Nfc Card For Integrated Payment And Business Applications.

Inventor includes Ankul Nanavaty.

The application for the patent was published on October 02, 2026, under issue no. 40/2026.

Abstract: DUAL-CHIP RFID NFC CARD FOR INTEGRATED PAYMENT AND BUSINESS APPLICATIONS A dual-chip RFID NFC card is disclosed that combines identification, access control, and payment features within a single device. The first chip is responsible for managing business card, employee ID, and access control functions, securely storing credentials and transmitting encrypted data to enable smooth interaction with NFC-enabled devices. The second chip facilitates wallet services and the functionality for multiple credit cards, permitting real-time selection of credit cards and secure transactions through POS terminals. Additionally, it supports employee spending management with pre-defined allowances for travel, meals, and accommodation. An NFC communication module links both chips, enabling secure, contactless data communication with external devices while protecting user and transaction data. The invention also features a mobile application that enhances functionality by overseeing stored credentials, monitoring transactions, and allowing for real-time credit card selection. The app integrates sophisticated user authentication methods like biometric verification to ensure secure access and dynamic updates.

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