MUMBAI, India, July 24 -- Intellectual Property India has published a patent application (202621044217 A) filed by Dr Ca Ujwal Dhokania; Prof Hardik Pathak; Prof Raj Shah; Prof Vinayak Joshi; Dr. Astha Tripathi; Dr. Shefali Sharma; Ms. Komal Sharma; and Dr. Sampriti Mahajan on April 07, 2026, for Artificial Intelligence And Machine Learning Driven System For Predictive Financial Risk Assessment And Automated Portfolio Optimization.
Inventors include Dr Ca Ujwal Dhokania; Prof Hardik Pathak; Prof Raj Shah; Prof Vinayak Joshi; Dr. Astha Tripathi; Dr. Shefali Sharma; Ms. Komal Sharma; and Dr. Sampriti Mahajan.
The application for the patent was published on July 17, 2026, under issue no. 29/2026.
Abstract: The present invention relates to an Artificial Intelligence (AI) and Machine Learning (ML) driven system for predictive financial risk assessment and automated portfolio optimization. The system integrates advanced data analytics, predictive modeling algorithms, and automated decision-making frameworks to analyze financial market data, identify potential risks, and optimize investment portfolios in real time. The invention comprises a data acquisition module, financial data processing engine, machine learning risk prediction module, portfolio optimization engine, and an interactive analytics interface. The system continuously collects financial data from multiple sources including stock exchanges, economic databases, corporate financial reports, and real-time market indicators. Machine learning algorithms analyze historical and real-time financial data to predict market volatility, asset performance trends, and potential investment risks. Based on the predicted risk metrics and investment objectives, the portfolio optimization module automatically adjusts asset allocation by balancing risk exposure and expected returns. The system incorporates techniques such as predictive analytics, reinforcement learning, and stochastic optimization models to generate optimized investment strategies. The system further provides a visual analytics dashboard enabling investors, financial institutions, and portfolio managers to monitor portfolio performance, risk indicators, and investment forecasts. By integrating artificial intelligence with financial analytics, the proposed invention enhances decision-making efficiency, reduces investment risk, and improves portfolio management strategies in dynamic financial markets.
Disclaimer: Curated by HT Syndication.
