MUMBAI, India, June 30 -- Intellectual Property India has published a patent application (202641075664 A) filed by Sr University on June 18, 2026, for An Intelligent Conversational Agent System For Personalized Financial Literacy Assessment And Enhancement.
Inventors include Devender Kankanala; and Kafila.
The application for the patent was published on June 26, 2026, under issue no. 26/2026.
Abstract: AN INTELLIGENT CONVERSATIONAL AGENT SYSTEM FOR PERSONALIZED FINANCIAL LITERACY ASSESSMENT AND ENHANCEMENT The invention relates to an intelligent conversational agent system for personalized financial literacy assessment and enhancement. The system employs natural language processing and transformer-based models to dynamically assess user knowledge through adaptive dialogue, identifying gaps in financial understanding. It generates hyper-personalized learning paths tailored to individual goals and contexts, delivering content in conversational snippets enriched with interactive elements. The agent supports multilingual voice-enabled communication, ensuring accessibility across diverse populations. A behavioral analysis engine infers financial habits from conversational cues and provides actionable nudges, while explainable AI components offer transparent feedback to build trust. A continuous feedback loop refines assessment accuracy and content delivery over time. The invention uniquely integrates assessment and learning into a single conversational stream, enabling real-time personalization, improved comprehension, and measurable behavioral change in financial decision-making.
Disclaimer: Curated by HT Syndication.
