MUMBAI, India, Aug. 31 -- Intellectual Property India has published a patent application (202621082759 A) filed by Symbiosis International Deemed University on July 03, 2026, for Ai-Driven Platform For Personalized Green Investment Recommendation And Behavioral Nudging.
Inventors include Dr. Rashmy Moray; and Dr. Ahuti S Mishra.
The application for the patent was published on August 28, 2026, under issue no. 35/2026.
Abstract: ABSTRACT AI-DRIVEN PLATFORM FOR PERSONALIZED GREEN INVESTMENT RECOMMENDATION AND BEHAVIORAL NUDGING The present invention discloses an AI-driven platform (100) for generating personalized green investment recommendations and adaptive sustainability-oriented behavioral nudges for individual investors. The platform integrates a behavioral analytics engine (106), a sustainability preference learning engine (108), a Green Investment Suitability Index computation module (110) utilizing a weighted multi-parameter scoring framework, an investor digital twin module (112) for simulation-based scenario analysis, a sustainability impact prediction engine (114), a reinforcement learning nudging engine (116) employing Deep Q- Network optimization for adaptive behavioral intervention generation, a multi-objective optimization engine (118), and an explainable artificial intelligence module (120) for transparent recommendation justification, all within a privacy-preserving federated learning framework (144). The platform further provides a Green Impact Score, a dual financial-environmental performance dashboard (152), and a gamified sustainable wealth creation module (148). [
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