MUMBAI, India, Sept. 14 -- Intellectual Property India has published a patent application (202611088239 A) filed by Manipal University Jaipur on July 20, 2026, for Ai-Based Safe Upi Payment Verification.
Inventor includes Dr. Ankit Dhamija.
The application for the patent was published on September 11, 2026, under issue no. 37/2026.
Abstract: The present invention relates to an AI-Based Safe UPI Payment Verification System, which aims to improve the security and reliability of Unified Payments Interface (UPI) transactions. The system comprises Artificial Intelligence (AI), machine learning and transaction analytics to analyse the payment request prior to execution. It evaluates recipient data, transaction history, user behaviour, transaction amount and indicators of fraud to create an adaptive safety score and danger evaluation. Before completing a transaction, the system offers real-time warning, recommendation and verification alerts to the users. The invention protects against financial losses, accidental transfers, and enhances user trust in digital payment systems by identifying suspicious recipients and unusual transaction patterns, which helps to prevent potential fraud attempts.
Disclaimer: Curated by HT Syndication.
