MUMBAI, India, Oct. 26 -- Intellectual Property India has published a patent application (202641123758 A) filed by Dr. N. Giri; Dr. B. Pavithra; Dr. R. Geetha; Mr. J. Janakiraman; Ms. S. Vasundharadevi; Dr. Shabana S; Dr. S. Renugadevi; Ms. R. Nithya; Mr. Jagadheesh S; Dr. E. Karthika; Dr. M. Ponraj; and Mr. T. Gowri Shankar on October 15, 2026, for Ai-Based Intelligent Financial Advisory System For Personalized Investment Planning.
Inventors include Dr. N. Giri; Dr. B. Pavithra; Dr. R. Geetha; Mr. J. Janakiraman; Ms. S. Vasundharadevi; Dr. Shabana S; Dr. S. Renugadevi; Ms. R. Nithya; Mr. Jagadheesh S; Dr. E. Karthika; Dr. M. Ponraj; and Mr. T. Gowri Shankar.
The application for the patent was published on October 23, 2026, under issue no. 43/2026.
Abstract: The present system relates to an AI-based intelligent financial advisory system for personalized investment planning. The proposed system comprises a financial data acquisition module, an investor profiling module, a goal feasibility module, a portfolio suitability module, a recommendation generation module, and a monitoring module. The system processes user-specific financial information, investment objectives, risk-related characteristics, financial capacity, and investment horizon to construct a structured investor profile. Financial goals are evaluated against available resources and proposed contributions, while candidate investment allocations are assessed against investor-specific suitability constraints. The system generates personalized investment-planning recommendations accompanied by explanations of relevant financial inputs, assumptions, and constraints. The monitoring module is configured to identify material changes in the investor profile and initiate reassessment of the proposed financial plan. The system is intended to support personalized financial decision-making, subject to appropriate implementation, validation, privacy safeguards, and applicable regulatory requirements.
Disclaimer: Curated by HT Syndication.
