MUMBAI, India, June 30 -- Intellectual Property India has published a patent application (202641072940 A) filed by Saveetha Institute Of Medical And Technical Sciences on June 12, 2026, for Ai-Based Cash Flow Prediction System For Informal And Small-Scale Business Operators.
Inventors include Aarya V; Thilagavathi. K; and Deepak Nallaswamy Veeraiyan.
The application for the patent was published on June 26, 2026, under issue no. 26/2026.
Abstract: AI-Based Cash Flow Prediction System for Informal and Small-Scale Business Operators ---------yjie -pr e s e n t-in v e n tio n —disCl‘O Sesan~AI-based cashflowpredictionsystemdesigncdfor informal and small-scale business operators. The system utilizes artificial intelligence and predictive analytics to analyze transaction data, expenditure patterns, and sales trends to forecast future cash flow. It is specifically developed for environments where structured financial records are limited or unavailable.The system collects data from multiple sources, including digital transactions, manual inputs, and mobile payment platforms. Machine learning algorithms process this data to identify patterns and generate accurate predictions of cash inflows and outflows. A predictive analytics module forecasts financial conditions, enabling users to anticipate cash shortages or surpluses.Additionally, a decision support system provides actionable recommendations to improve financial management, such as expense control and inventory planning. The system continuously learns from new data, enhancing its predictive accuracy over time.By providing real-time insights and user-friendly interfaces, the invention empowers small business operators to make informed financial decisions. It improves financial stability, reduces risk, and supports sustainable growth in informal business sectors.
Disclaimer: Curated by HT Syndication.
