MUMBAI, India, July 30 -- Intellectual Property India has published a patent application (202641033283 A) filed by J Jayachandran; and Revathi J on March 19, 2026, for A System And Method For State-Synchronized Authorization Of Digital Payment Transactions Across Distributed Payment Systems Without Reliance On Static Card Verification Data.
Inventor includes J Jayachandran.
The application for the patent was published on July 24, 2026, under issue no. 30/2026.
Abstract: The present invention provides a system and method for authorizing digital payment transactions using synchronized validation of a cryptographically derived transaction state across multiple systems. The system eliminates dependency on static credentials and enables secure, low-latency, and offline-capable transactions.
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