MUMBAI, India, July 24 -- Intellectual Property India has published a patent application (202641013512 A) filed by J Jayachandran; and Revathi J on February 07, 2026, for A System And Method For Immutable Settlement And Reconciliation Of Commodity Based Cross Border Transactions Using Permissioned Ledger Architecture..
Inventor includes J Jayachandran.
The application for the patent was published on July 17, 2026, under issue no. 29/2026.
Abstract: The present invention provides a technical system and method for maintaining a sovereign Golden Ledger for recording and auditing transaction events across distributed financial infrastructures. By utilizing cryptographic hashing and double blind tokenization, the system ensures privacy preserving, tamper resistant ledger entries without reliance on public blockchains or foreign controlled networks. The invention enables audit grade verification, settlement synchronization, and data sovereignty while remaining independent of monetary policy and financial product design
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