MUMBAI, India, Aug. 24 -- Intellectual Property India has published a patent application (202641098033 A) filed by Sr University on August 13, 2026, for A Business Process Reengineering-Driven Digital Transformation System For Rural Credit Delivery.
Inventors include Borigam Venkateshwarlu; Dr M. Rajyalaxmi; and Dr N. Suman Kumar.
The application for the patent was published on August 21, 2026, under issue no. 34/2026.
Abstract: ABSTRACT Disclosed herein is a business process reengineering-driven digital transformation system (100) for rural credit delivery that comprises a User Interface Unit (102), a Communication Interface (104), a Data Acquisition Unit (106), a Document Management Unit (108), a Database Unit (110), a Memory Unit (112), and a Processing Unit (114). The Processing Unit (114) comprises a Pre-processing Module (116), a Data Analysis Module (118), a Process Evaluation Module (120), a Workflow Management Module (122), an Assessment Module (124), a Decision Module (126), an Optimization Module (128), and a Report Generation Module (130) configured to preprocess, analyse, evaluate, and optimize banking processes. The system automates rural credit workflows, generates process improvement recommendations and performance reports, and enhances rural credit delivery, financial inclusion, customer satisfaction, and digital transformation in Regional Rural Banks (RRBs).
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