MUMBAI, India, June 16 -- Intellectual Property India has published a patent application (202611053503 A) filed by GLA University, Mathura, Uttar Pradesh, on April 27, for 'trust-adaptive receiver-authorized digital transaction framework.'
Inventor(s) include Tanvi Jamwal; Harsh Bardhan Lal; Rohit Tanwar; and Neeraj Varshney.
The application for the patent was published on June 5, under issue no. 23/2026.
According to the abstract released by the Intellectual Property India: "The present invention discloses a method and system for a trust-adaptive receiver authorized digital transaction framework designed to improve the security and reliability of electronic financial transactions. The system introduces a multi-stage payment workflow in which a transaction initiated by a sender is routed through a receiver authorization stage before final settlement. A trust and anomaly evaluation engine analyzes contextual transaction parameters, behavioral patterns, and historical transaction data to determine the legitimacy of the transaction in real time. Based on receiver approval and the computed trust score, the system decides whether the transaction should proceed, be verified further, or be rejected. By integrating receiver-controlled validation, adaptive trust assessment, and controlled settlement within a unified payment framework, the invention reduces risks associated with accidental transfers, fraudulent requests, and unauthorized transactions, thereby enhancing the security and efficiency of digital payment systems."
Disclaimer: Curated by HT Syndication.
