Intellectual Property India Publishes Patent Application for 'Systems And Methods For Secure Authentication Of Contactless Card' Filed by Capital One Services Llc

MUMBAI, India, Oct. 11 -- Intellectual Property India has published a patent application (202517092117 A) filed by Capital One Services Llc, McLean, U.S.A., on Sept. 25, for 'systems and methods for secure authentication of contactless card.'

Inventor(s) include Osborn, Kevin; and Rule, Jeffrey.

The application for the patent was published on Oct. 10, under issue no. 41/2025.

According to the abstract released by the Intellectual Property India: "A secure authentication system is provided comprising a server including a processor and a memory. The server is configured to: generate an authentication challenge; store the authentication challenge in the memory; transmit the authentication challenge to a user device; generate a session key based on a master key; store the session key in the memory; receive from the user device, an encrypted message authentication code (MAC) cryptogram incorporating the authentication challenge; decrypt the encrypted MAC cryptogram using one or more cryptographic algorithms and the session key; and validate the authentication challenge received from the user device."

The patent application was internationally filed on Mar. 07, 2024, under International application No.PCT/US2024/018828.

Disclaimer: Curated by HT Syndication.