MUMBAI, India, Aug. 22 -- Intellectual Property India has published a patent application (202517072585 A) filed by Capital One Services, Llc, McLean, U.S.A., on July 30, for 'system and method for parallel manufacture and verification of one-time-password authentication cards.'
Inventor(s) include Osborn, Kevin; and Chigurupati, Srinivasa.
The application for the patent was published on Aug. 22, under issue no. 34/2025.
According to the abstract released by the Intellectual Property India: "The disclosed system and method is directed to a novel implementation of encryption service provision which obviates a need for network communication between a card manufacturing/personalization entity and a validation entity, during the card personalization phase. The proposed solution decouples the operation flow associated with personalization of an OTP card (as carried out by a manufacturing HSM) and the validation of a OTP card cryptogram (as carried out by a distinct validation HSM). This is accomplished by generation and distribution of a third master key which enables the personalization and the validation HSMs to independently derive the shared secret value used in generation and validation of a transaction cryptogram associated with an OTP card operation."
The patent application was internationally filed on Jan. 05, 2024, under International application No.PCT/US2024/010440.
Disclaimer: Curated by HT Syndication.
