MUMBAI, India, Jan. 9 -- Intellectual Property India has published a patent application (202511115486 A) filed by Nims University, Jaipur, Rajasthan, on Nov. 22, 2025, for 'system and method for enhancing financial inclusion.'
Inventor(s) include Ms. Sonali Maheshwari; Dr. Anupama Pandey; and Dr. Ravi Kumar.
The application for the patent was published on Jan. 9, under issue no. 02/2026.
According to the abstract released by the Intellectual Property India: "The invention furnishes a system and method for enhancing digital financial inclusion and investment participation among women by integrating financial education, behavioral insights, and digital literacy. The system (500) comprises a data collection module (501) for assessing literacy levels, a data analysis module (502) for evaluating adoption and identifying barriers, a recommendation generation module (503) for formulating customized interventions and policies, a digital product guideline module (504) for designing user-friendly platforms, a dissemination module (505) for promoting awareness and decision-making, and a cybersecurity integration module (506) for ensuring secure practices. The method systematically applies these modules to identify socio-economic, cultural, and technological determinants of women investment behavior, derive empirically grounded recommendations, and facilitate practical adoption of digital financial tools. The invention empowers women towards financial independence while advancing inclusive digital financial ecosystems."
Disclaimer: Curated by HT Syndication.
