MUMBAI, India, Oct. 11 -- Intellectual Property India has published a patent application (202517090559 A) filed by Capital One Services Llc, McLean, U.S.A., on Sept. 22, for 'membership account management using a contactless card.'
Inventor(s) include Osborn, Kevin; and Chigurupati, Srinivasa.
The application for the patent was published on Oct. 10, under issue no. 41/2025.
According to the abstract released by the Intellectual Property India: "Systems, methods, apparatuses, and computer-readable media for management of membership functions for members of a partner entity associated with contactless card cryptograms are described. For example, a method may include receiving a membership cryptogram generated by a contactless card in communication with the client device during a transaction, the contactless card associated with at least one partner entity having a plurality of members, decrypting the membership cryptogram based on at least one master key for the contactless card to determine a decryption result, authenticating the membership cryptogram based on the decryption result; and responsive to authentication of the membership cryptogram: determining a membership identifier for the transaction, determining a member of the plurality of members based on the membership identifier, and transmitting membership benefit information to the client device to facilitate at least one membership function associated with the member for the transaction. Other embodiments are described."
The patent application was internationally filed on Feb. 16, 2024, under International application No.PCT/US2024/016118.
Disclaimer: Curated by HT Syndication.
