MUMBAI, India, Feb. 27 -- Intellectual Property India has published a patent application (202641018631 A) filed by Meetha Shetty; and Dr Sonia Mathew, Bangalore, Karnataka, on Feb. 19, for 'digital financial socialisation assessment and predictive investment behaviour engine for working women.'
Inventor(s) include Meetha Shetty; and Dr Sonia Mathew.
The application for the patent was published on Feb. 27, under issue no. 09/2026.
According to the abstract released by the Intellectual Property India: "The invention discloses a computer-implemented system modelling working women's non-traditional investment (NTI) behaviour through hybrid data acquisition (questionnaires, micro-surveys, telemetry, family collaboration), psychometric computation generating behavioural embeddings (parental socialisation, financial attitude, NTI propensity), moderated mediation AI (socialisation moderates attitude mediating NTI via attention-recurrent layers), invitation-based Family Collaboration Engine (email-linked sub-accounts for suggestions/chats/delegated execution with event logging), transformer-based behavioural state evolution from continuous streams, and reinforcement-optimised NTI advisory matching maturity to instruments. Secure cloud deployment with zero-trust authentication, encryption, and blockchain archival provides 28% superior prediction accuracy, live socialisation operationalisation, and regulatory compliance absent from prior risk-profiling art."
Disclaimer: Curated by HT Syndication.
