MUMBAI, India, Dec. 13 -- Intellectual Property India has published a patent application (202511102365 A) filed by Lovely Professional University, Phagwara, Punjab, on Oct. 24, for 'ai-powered behavioral analysis and fraud prevention system for secure digital payment transactions.'

Inventor(s) include Abdul Malik Ansari.

The application for the patent was published on Dec. 12, under issue no. 50/2025.

According to the abstract released by the Intellectual Property India: "An AI-powered behavioral analysis and fraud prevention system (100) for digital payment devices, comprising a sensor layer (102) to capture touchscreen, motion, gyroscope, proximity, and biometric inputs; an AI/ML accelerator (104) for real-time anomaly detection against stored user profiles; a secure processing unit (106) providing tamper-resistant execution independent of the device operating system; a transaction monitor and control logic (108) configured to approve, delay, request re-authentication, or block payment transactions based on fraud risk; and a behavioral profile store (110) with encrypted memory for dynamic storage and updating of legitimate user behavior. The system generates tamper-proof fraud reports and alerts while preserving privacy, enabling secure, real-time detection and prevention of fraudulent transactions across mobile, wearable, and PoS platforms."

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