MUMBAI, India, Dec. 13 -- Intellectual Property India has published a patent application (202511102367 A) filed by Lovely Professional University, Phagwara, Punjab, on Oct. 24, for 'ai/ml-enabled threat-resistant iot system for real-time risk assessment and fraud-resistant insurance management.'
Inventor(s) include Abdul Malik Ansari.
The application for the patent was published on Dec. 12, under issue no. 50/2025.
According to the abstract released by the Intellectual Property India: "A secure AI/ML-enabled IoT insurance system (100) comprises a sensor layer (102) collecting real-time contextual data across automotive, health, home, and agricultural domains; an on-device AI/ML processor (104) performing risk assessment, anomaly detection, predictive analytics, and federated learning; tamper-resistant memory (106) for secure storage of event logs, risk scores, and cryptographically signed data; and encrypted communication interfaces (108) for transmitting authenticated information to insurer servers (110). The system enables dynamic, usage-based premiuming, fraud-resistant claim validation, and real-time actionable insights for insurers. The architecture supports modular scalability, privacy protection, and regulatory compliance. By integrating secure IoT hardware, edge AI/ML, and cloud-based dashboards, the invention provides trusted, tamper-proof, and adaptive insurance risk management, enhancing operational efficiency and transparency."
Disclaimer: Curated by HT Syndication.
