MUMBAI, India, May 29 -- Intellectual Property India has published a patent application (202641063897 A) filed by Dr. SNS Rajalakshmi College of Arts and Science, Coimbatore, Tamil Nadu, on May 20, for 'ai-based system and method for personal finance management with emotional intelligence, gamification, and baby growth narrative (finflow ai).'
Inventor(s) include Mohammed Kaja Muiz E R; Mohamed Abrar S A; Ranjith S; Devesh P; and Bhuvaneswari M.
The application for the patent was published on May 29, under issue no. 22/2026.
According to the abstract released by the Intellectual Property India: "The present invention relates to FinFlow AI, an automated AI-powered personal finance companion. Users sign up, track expenses automatically via voice or receipt OCR, receive mood-aware guidance from four adaptive AI guardians, and watch their baby avatar grow permanently through 100 levels as they save and invest. Ensemble machine learning predicts spending and auto-adjusts budgets. A safe investment simulator with real market data builds confidence. The system generates a verified progress report with insights and projected growth. The invention eliminates manual effort, reduces financial anxiety, builds saving habits joyfully, and remains 100% free while delivering emotional support and gamified motivation for young Indians."
Disclaimer: Curated by HT Syndication.
