MUMBAI, India, Jan. 23 -- Intellectual Property India has published a patent application (202511124855 A) filed by Shree Guru Gobind Singh Tricentenary University, Gurugram, Haryana, on Dec. 10, 2025, for 'adaptive financial competency development system.'
Inventor(s) include Namrata Yadav; Dr. Gunjan Tripathi; and Dr. Shikha Chahar.
The application for the patent was published on Jan. 23, under issue no. 04/2026.
According to the abstract released by the Intellectual Property India: "An adaptive financial competency development system, comprising a simulation module 101 configured with reinforcement learning protocols to provide story-driven financial scenarios based on professional roles enabling learners to make decisions influencing outcomes, a mentoring module 102 integrated with a large language model fine-tuned on finance data providing real-time explanations and feedback while analyzing learner interactions to identify knowledge gaps, a virtual market module 103 coupled to the simulation module 101 offering a mock trading environment with multi-asset portfolio management and integration of delayed real-market feeds, a finance management module 104 simulating real-life money management scenarios with natural language understanding to interpret queries, a certification module 105 issuing digital badges and certifications to gamify learning, and an employability computation module 106 aggregating performance metrics into a composite employability score, all modules stored in integrated memory and executed sequentially by a processor for adaptive, realistic, and measurable financial competency development."
Disclaimer: Curated by HT Syndication.
