MUMBAI, India, Jan. 9 -- Intellectual Property India has published a patent application (202541056415 A) filed by Jaya Madhuri Narayana; and Praveen Kumar Kotha, Chennai, Tamil Nadu, on June 12, 2025, for 'a system for allocating a portion of a transaction value for investment and method thereof.'
Inventor(s) include Jaya Madhuri Narayana; and Praveen Kumar Kotha.
The application for the patent was published on Jan. 9, under issue no. 02/2026.
According to the abstract released by the Intellectual Property India: "Disclosed is a system for allocating a portion of a transaction value for investment. The system comprises a Transaction Monitoring Module (102) configured to receive transaction data and classify transactions as expenditure or revenue based on user roles. A Configuration Module (104) retrieves user profiles, identifies activated investment allocations, and generates an investment configuration package comprising an allocation percentage, investment instruments, and an Investment ID. An Allocation Engine (106) calculates a proposed investment portion based on the allocation percentage and applies rounding functions. An Execution Module (108) transmits investment instructions to external platforms using authentication tokens, processes user confirmations, and handles retries upon failure. A User Interface Module (110) presents investment instructions for review, modification, and confirmation. A Logging and Audit Module (112) stores transaction identifiers, investment amounts, and execution statuses for audit purposes. The system facilitates automated investment allocation across multiple financial instruments without requiring individual user financial accounts."
Disclaimer: Curated by HT Syndication.
