MUMBAI, India, May 1 -- Intellectual Property India has published a patent application (202641049630 A) filed by Pinni Srinivasa Varma; Dr S. Ramesh Babu; Mantripragada Srinivasu; and Koneru Lakshmaiah Education Foundation, Guntur, Andhra Pradesh, on April 18, for 'a system and method for enhancing sustainable financial behaviour through financial literacy using a digital financial inclusion framework.'
Inventor(s) include Dr S. Ramesh Babu; and Mantripragada Srinivasu.
The application for the patent was published on May 1, under issue no. 18/2026.
According to the abstract released by the Intellectual Property India: "A system and method for enhancing sustainable financial behaviour through financial literacy using a digital financial inclusion framework is disclosed. The invention integrates a financial literacy module, a digital financial inclusion platform, and a behavioural analytics engine to enable individuals to translate financial knowledge into practical financial actions. The system monitors financial behaviour, computes a Financial Sustainability Index, and provides personalised recommendations to improve financial decision-making. Machine learning techniques are employed to predict financial risks and optimise user outcomes. The invention is applicable across financial institutions, fintech platforms, and policy frameworks to promote financial inclusion and sustainable financial behaviour."
Disclaimer: Curated by HT Syndication.
