MUMBAI, India, Sept. 12 -- Intellectual Property India has published a patent application (202411013724 A) filed by Bharuwa Solutions Private Limited, New Delhi, on Feb. 26, 2024, for 'a multi-functional e-wallet with integrated financial services.'

Inventor(s) include Acharya Balkrishna.

The application for the patent was published on Sept. 12, under issue no. 37/2025.

According to the abstract released by the Intellectual Property India: "The multi-functional e-wallet with integrated financial services comprising an e-wallet network module (1) provided to issue multiple e-wallets (2) to users, a banking module (3) connected with the e-wallet network module (1) being provided to facilitate transactions from a bank to the e-wallet, an e-commerce module (4) connected with the e-wallet network module (1) being provided to facilitate payment to e-commerce platform through the e-wallet. A microservices module (5) connected with the e-wallet network module (1) being provided to facilitate use of microservices through the e-wallet. A public scheme module (6) connected with the e-wallet network module (1) being provided to facilitating of the payment to a public scheme through the e-wallet, a loyalty module (7) connected with the e-wallet network module (1) being provided to offer rewards to the user of the e-wallet. A data storage (8) connected with the e-wallet network module (1) being provided to store the data."

Disclaimer: Curated by HT Syndication.